how much can i borrow

How Much Can I Afford To Borrow For A Mortgage?

When looking to purchase a house, it’s important to have an idea of how much you may be able to borrow from a mortgage lender, as well as how much you can afford to pay out monthly towards a mortgage, not just for your current situation but also for the long term.   What is…
what is a credit score and how to check it for free

Do You Need Income Protection Insurance?

If you were unable to work due to sickness or injury, would you be able to survive on the savings that you have or sick pay from work? If you can’t earn an income for either of those reasons, it may affect your ability to keep up with mortgage payments or financial commitments. This is…
how to make an extra income from matched betting

How To Use The Debt Snowball Method to Pay Off Debt

It’s funny how we can spend years swiping credit cards, taking out loans and building up finance, and then one day we turn around and decide we want to pay off all of our debt. It’s easy to feel overwhelmed when you think about where to start when it comes to paying off debt, especially…

Simple ways to take control of your spending and finances

This past year and a half has been a very difficult one for many people around the world. Not only have we had to juggle with travel restrictions, lockdown orders, and the fear of becoming ill — many of us have also been struggling financially. Personally, I have struggled to make ends meet, as well as…
lifetime isa post

AD | How I bought a house at 21 with a Lifetime ISA

Buying a house is said to be one of the most important milestones in life, and ever since I was a teenager it has been a dream of mine to own somewhere to call my own. I knew that sitting in the comfort of my own home would make me feel accomplished and secure, so…
help to buy scheme

Help To Buy Scheme: Everything You Need To Know

Help to Buy is a government scheme that helps first time home buyers to buy a property with just a 5% deposit. A considerable 14% of all first time buyers have used the Help to Buy scheme since its launch in 2013, and it has helped more than half a million people get onto the…
how to cut the cost of buying your first home

How To Cut The Cost of Buying Your First Home

Buying a home can be a daunting experience, especially if you are a first-time buyer. There are lots of costs involved so you need to save more than just a house deposit, because for a while it may seem like all you are doing is paying out expenses. There are many fees and services associated…
7 reasons why you should live in a modest home

7 Reasons Why You Should Live In A Modest Home

With houses in the UK getting smaller, the average UK home sold in 2018 is now 76 square metres and has 4.8 rooms, compared to the average size of houses sold in 2016 that were 90 square metres. However, this may be a positive in disguise for some people, and I’m about to tell you…