How To Create A 10 Year Plan

10 years may seem like a really long time, although it can pass very quickly. It’s hard to even imagine what your life will be like then.

However, having a 10-year plan can help you to make all the decisions you need to make today to get you to where you want to be in 10 years time and help you to clarify your most important priorities.


Your life is defined by the choices you make today.

Your 10-year plan doesn’t need to be as long as your arm, it just needs to be what you want your life to look like in the future and what you want to achieve.

Here are some definitions to help you:

Vision – the ability to think about or plan the future with imagination or wisdom

Purpose – a person’s sense of determination

Goals – the object of a person’s ambition or effort, an aim or desired result


Determine your priorities:

Firstly, work out what you want to have achieved 10 years from now – you can break this down into yearly goals or even 5-year goals.

Ask yourself;

What do you want to accomplish in life?

What kind of person do you want to be?

What is most important to you in life?

How would you like to be remembered?

You can assess what you want to achieve in the following areas:

  • Finances
  • Relationships
  • Self Development
  • Health
  • Friendships
  • Career
  • Generosity

Think about financial goals – how can you use the next 10 years of your life to move towards financial security?

  • Starting a pension
  • Saving more money
  • Asking for a promotion
  • Think about fun goals – where would you like to travel or what activities would you like to accomplish?

    • Skydiving
    • Travel the world

    Think about family goals – would you like to have a family or if you’ve already started your family what are your goals for them?

    • Having a child
    • Saving money for your child’s education
    • Moving to a larger home


    Use SMART goals

    SMART is an acronym that you can use to create your goals. This means:





    Time Bound

    A goal is your ultimate destination. Objectives are the paths you need to take to arrive at that goal. Goal setting promotes a long-term vision and a short-term motivation.

    You can also create a vision board to stay on track with your 10-year plan. You can use a frame or noticeboard and stick on pictures that identify your objectives. Place this board where you can see it every day so that you are reminded of your main goal and what you need to do to get there.

    Hopefully, this post sends you on your way to building and creating your own 10-year plan! As always, let me know if this post has helped you by tweeting me at @BritOnABudget1 and telling me your goals!


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