How To Save With Scottish Friendly

Scottish Friendly is a UK-based mutual society that has been providing financial services since 1862. They offer various products and services, including life insurance, investments, savings plans, and junior ISAs. In this article, we will explore some of Scottish Friendly’s products in more detail.

Scottish Friendly Life Insurance

Scottish Friendly provides life insurance policies designed to cover policyholders in the event of their death. Their policies are customizable, so policyholders can select the amount of cover they require. They offer two different types of life insurance: level term assurance and decreasing term assurance. Scottish Friendly’s life insurance policies also come with a terminal illness benefit, which enables policyholders to access their insurance payout early if they are diagnosed with a terminal illness.

Scottish Friendly Investment

Scottish Friendly offers investment platforms where investors can invest their money in a range of portfolio options, including funds, trusts, and stocks and shares ISAs. Their investment services are flexible, providing investors with a range of options as their circumstances and goals change. Scottish Friendly’s investment platform also allows investors to choose the level of risk they are willing to take, from low to high, to suit their investment profile.

Scottish Friendly Savings Plans

Scottish Friendly provides various savings plans aimed at helping customers build up their savings and investment capital. These include Regular Savings Plans, which enable policyholders to save regularly as a part of a trusted savings vehicle, the Scottish Friendly Bonus Plan, which provides a lump sum payout at the end of a pre-determined period, and the Scottish Bond, which is a single premium investment bond that offers various investment options.

Junior ISA

Scottish Friendly’s Junior ISA is designed for parents or guardians who want to save for their child’s future. They offer a range of savings options, including cash and investment ISAs. Their Junior ISA is tax-efficient, meaning all returns and gains are tax-free, making it an attractive option for those looking to save for their child’s future.

Scottish Friendly Ethical Funds

Scottish Friendly offers Ethical Funds for investors who want their investments to be aligned with their ethical values. Their ethical funds invest in companies focussed on social responsibility and sustainability, including renewable energy, healthcare, education, and low carbon emissions. These funds allow investors to make a positive impact while generating returns on their investments.


Scottish Friendly has been providing financial services for over 150 years, and their experience shows in their range of comprehensive products. Scottish Friendly’s life insurance, investment, savings plans, and Junior ISAs provide a broad range of options for their customers to choose from, giving them control of their investments to build their financial wellbeing. Additionally, Scottish Friendly Ethical Funds are available for those who prioritize the environment and social responsibility. For more information on Scottish Friendly’s products, please visit their website.

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